Do you still believe?

Our regular clients know that the FICA tax is simply a penalty tax on productive Americans. Regular folks can't recover their cost (much less a return) if they live to be 120.

My thanks to the Boston Globe. In this article, they confirm that the system will pay out more than they take in this year and that this is a trend that will continue. This was projected not to happen until 2016, but thanks to Congress and the President, we're way ahead of schedule and way behind in budgeting. [Post your comment below if you want more details on this shortfall.]

Don't be like the characters below. Wise up and plan now for retirement because you won't find social security to be sociable or secure.